A down payment is specifically referred to as the first payment in a purchase made with credit. A down payment could be referred to as the first step in a process.

Positive: Making a down payment in a dream could represent a new beginning or fresh start in one’s life or destiny. It could represent a change in the right direction or an indication that one is serious about something.

Negative: Dreaming of a small down payment could symbolize that one is not giving God their best effort, time, finances, etc.

(Revelation 21:5; Revelation 3:18; 1 Corinthians 6:20; Matthew 17:21; Luke 14:28; Genesis 4:4-5).